TRANSPORT · WAIKATO

From Two Trucks to a Seven-Strong Fleet

Tiny Towing Solutions came to GVK Finance in 2022 with one lender, two trucks and no real options. Four years on, they run seven units across the Waikato.

Tiny Towing Solutions Ltd

Client since 2022

Trucks, trailers & utes

Assets financed

Truck & Transport Finance

Service used

2

UNITS AT THE START

7

UNITS TODAY

250%

FLEET GROWTH

4 yrs

WORKING TOGETHER

The Challenge

Like a lot of owner operators, Angus Hamilton had built Tiny Towing Solutions around a single banking relationship. It worked, until it didn’t. When the business needed to add capacity, the bank was the only lender to knock on, and there was no way of knowing whether the offer on the table was a good one.

The result was a slow, one sided process: one lender, one structure, one answer. For a Waikato transport operator who needed to move quickly when the right truck came up, that was a handbrake on growth.

  • A single lender with no comparison point on rate, term or structure
  • No visibility of the wider New Zealand asset finance market
  • Time lost to paperwork that took Angus away from running the business

What GVK Did

GVK Finance stepped in as a single point of contact and took the legwork off Angus’s hands. Rather than sending him back to his bank, we went to the market on his behalf, presenting the deal to our network of New Zealand banks and finance companies, and coming back with genuine, comparable options.

In Angus’s words, GVK was “a one stop shop, shopped around on our behalf giving us options.” Every deal since has followed the same pattern, which is why the process now takes a phone call rather than a fortnight.

  • One point of contact. Angus deals directly with his broker, Grieg, on every deal.
  • Whole-of-market approach. The deal is shopped across GVK’s funder panel, not just one bank.
  • Structured around the asset. Trucks, trailers and utes each financed on terms that suit the asset and its working life.
  • We come to you. GVK works on-site, so the paperwork fits around the job, not the other way around.

Fleet photography — Tiny Towing Solutions

The Result

Since 2022 the Tiny Towing Solutions fleet has grown from a couple of units to seven, financed across trucks, trailers and utes. Just as importantly, the way finance gets done has changed. What used to be a source of stress is now a routine part of the business.

“Made it a lot easier and less stressful,” is how Angus sums it up, and that is the outcome most operators are actually after: less admin, more certainty, and the confidence to say yes when the right asset comes up.

“Easy and productive, a phone or text is all that I need to make and Grieg is on the job.”

Angus Hamilton, Owner, Tiny Towing Solutions Ltd

What's Next

Grieg is currently working on finance for a new trailer, the next step in a fleet that has grown steadily every year since Angus and GVK started working together. Whatever comes after that, the process will be the same: one text, one broker, a market’s worth of options.

Could We Do the Same for You?

If your business is running on one lender and you have never seen what else is out there, it costs nothing to find out. GVK Finance has been arranging truck and transport finance, plant and equipment finance and working capital for Kiwi SMEs for over 30 years.

CLIENT SNAPSHOT

BUSINESS

Tiny Towing Solutions Ltd

INDUSTRY

Transport

LOCATION

Waikato

CLIENT SINCE

2022

ASSETS FINANCED

Trucks, trailers, utes

READY TO TALK?

Get finance options from across the NZ market, arranged by a broker who comes to you.