GVK Finance Ltd helps New Zealand businesses arrange insurance premium funding that is straightforward, practical, and built around real business cash flow. Rather than allowing a large annual insurance invoice to drain working capital, GVK Finance can help you explore a funding solution that keeps essential cover in place and gives your business more breathing room.
With experience across asset finance, transport, plant and equipment finance, and commercial funding, GVK Finance understands the importance of fast, sensible finance options that support business owners when timing matters.
GVK Finance takes the time to understand your situation and explain your options clearly.
Clients can deal with a finance partner who understands the wider pressures of running a business, across asset, truck, plant, working capital, and commercial funding.
GVK Finance is a NZ-owned brokerage with 40+ years of industry experience, built on long-term relationships with Kiwi businesses.
No. GVK Finance works with businesses across a wide range of industries and finance types. What matters is that your business has a genuine insurance premium due and that spreading that cost would better suit your cash flow. GVK Finance will take the time to understand your situation and help you work out whether premium funding is the right fit.
Get in touch with GVK Finance when your annual insurance renewal or premium invoice arrives. GVK Finance will discuss your funding requirement and repayment preferences, explain your options clearly, and guide you through the process. You can reach the team by phone on 0800 4856 6639 or by submitting an enquiry through the Apply Now page.
No. Premium funding sits alongside your existing insurance, so you keep your current insurer, your broker and the same policy wording. Nothing about your cover, excesses or claims process changes. The only difference is how the premium gets paid: the premium is settled in full so your cover stays in force, and you repay it by instalments over the agreed term.
Yes. Businesses commonly fund several policies under one facility, for example fleet motor, liability, plant and machinery, and commercial property, with a single regular repayment covering the lot. Policies held with different insurers can usually be combined. Where renewal dates fall at different times of the year, additional policies can often be added during the term rather than arranging a separate facility each time.
Usually within one to two business days once GVK Finance has your premium invoice or policy schedule. Straightforward requests can often be turned around faster, particularly where the business is already known to us. The main thing that holds up a premium funding request is not having the renewal paperwork to hand, so it is worth getting in touch as soon as your renewal notice arrives rather than waiting until the due date.
Yes, annual renewals are the most common use for it. The premium is funded at renewal and repaid by instalments across the policy year, so a single large annual invoice becomes a predictable monthly cost. Most businesses that use premium funding set it up again at each renewal, and GVK Finance can review the structure each year as premiums and cover change.
Yes, and transport is one of the sectors where it is used most. Fleet motor premiums, goods in transit, liability and plant cover can all be funded, which matters when a large fleet renewal lands as one invoice. Because repayments are spread across the year, operators can keep cash available for fuel, tyres, repairs and RUC rather than tying it up in a single annual payment. Where vehicles are added or removed during the year, premium adjustments can often be handled within the existing facility.
Yes. Contract works, public liability, professional indemnity and plant and machinery cover can all be funded, either individually or together. This is useful for contractors because insurance often has to be in place before a job starts, which can mean paying for cover well ahead of the first progress claim. Premium funding keeps the cover in place from day one while spreading the cost across the period the work is actually earning.
